Benefit
Benefit entitlement
Maximum cover
AIA Private Health Plus
Covers the cost up to the maximum cover for this benefit of obstetric care (including scans), infertility diagnosis and treatment carried out by a registered medical practitioner or a specialist at an approved facility. This benefit includes cover for reasonable accommodation costs incurred by a life assured for maternity, pregnancy or infertility related stays in an approved facility . Pregnancy and maternity care is available to a pregnant life assured only. Cover under this benefit is only available to a life assured who has had two years of continuous cover under AIA Private Health Plus .
$1,500 per pregnancy, per life assured, per policy year
PREGNANCY, MATERNITY AND INFERTILITY ALLOWANCE
No excess is payable for any claims under this benefit.
Covers the cost up to the maximum cover for this benefit of the following procedures performed at an approved facility : > bone screening (osteoporosis)
> bowel screening > breast screening > cervical screening > heart screening > prostate screening > eye tests and / or visual field tests
> hearing tests > skin checks > aortic aneurysm screening
$500 per life assured for each three year period or $750 if the life assured is a member of AIA Vitality
HEALTH SCREENING ALLOWANCE
Cover under this AIA Private Health Plus benefit is only available to a life assured after three years of continuous cover , or after two years of continuous cover if the life assured is a member of AIA Vitality . The health screening test does not need to be medically necessary but the procedure must be performed by or referred by a registered medical practitioner. The pre-existing conditions exclusion and the congenital conditions exclusion do not apply to the Health Screening Allowance benefit. If as a result of a health screening test, a diagnosis is made for a condition requiring treatment or care that is covered under another benefit in this policy, the costs incurred for the screening will be covered under that benefit and the maximum cover for this benefit will be reinstated. No excess is payable for any claims under this benefit.
1300 APH-UMB version 6 Effective 17 April 2025
Page 22 of 29
Powered by FlippingBook