AIA Private Health Policy Wording

If you have cover under AIA Private Health Plus then the following additional benefits are available for each life assured . The schedule will confirm if you have cover under AIA Private Health Plus .

Benefit

Benefit entitlement

Maximum cover

AIA Private Health Plus

Cover for the cost up to the maximum cover for this benefit of consultations (including second opinions) with a specialist where the consultation is referred by a registered medical practitione r.

$10,000 per life assured , per policy year

SPECIALIST CONSULTATIONS

The excess applies to any claims under this benefit.

Covers the cost up to the maximum cover for this benefit of the following diagnostic imaging and tests at an approved facility when referred by a registered medical practitioner or a specialist:

Allergy testing

Audiology tests

CT scans

Capsule endoscopy

Colonoscopy

Colposcopy

Cystoscopy

Electroencephalography (EEG)

Electromyography (EMG)

Exercise/Stress ECG

Gastroscopy

$100,000 per life assured per policy year

DIAGNOSTIC IMAGING AND TESTS

 Holter monitoring/24 Hour Ambulatory monitoring

Laboratory tests

Mammography

MRI scans

Myelogram

Myocardial perfusion imaging

PET/CT scans

Scintigraphy

Sleep studies

Ultrasound

Urodynamic assessments

X-rays

Cover is available for the cost of other diagnostic imaging and tests, subject to AIA ’s prior approval.

The excess applies to any claims under this benefit.

1300 APH-UMB version 6 Effective 17 April 2025

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