waiting period
The period stated in the schedule for this Waiver of Premium Benefit during which Sovereign will not waive the regular premiums payable under this TotalCare Max policy. The term the life assured is covered for the Waiver of Premium Benefit as stated in the schedule .
waiver of premium term
you/your
The 'Policy Owner' named in the schedule .
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860 TCB-WOP version 4 Effective 19 October 2015
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