PUBLIC HOSPITAL A “hospital care institution” in terms of section 58 of the Health and Disability Services (Safety) Act 2001, as amended or replaced, that is directly or indirectly owned or funded by the New Zealand Government or any of its agencies. REASONABLE CHARGES Charges for medical treatment that are determined by Sovereign in its sole discretion to be reasonable and within a range of fees charged under similar circumstances by persons of equivalent experience and professional status in the area in which the medical treatment is provided. ROUTINE SCREENING Any preventative treatment, health surveillance testing (including as a result of family history), or investigative procedures performed by a Registered Medical Practitioner where the life assured has no medical symptoms. SPECIALIST A Registered Medical Practitioner who is qualified in a specialist field of medical or surgical practice and who is registered as a specialist in that field with the New Zealand Medical Council.
816 TCP-ST version 4 Effective 25 May 2015
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