AIA Living Business Waiver of Premium Policy Wording

disablement date

The date the life assured became totally disabled .

totally disabled

See Section 2 of this appendix for the meaning of this key term.

Total disablement has a corresponding meaning

unemployed

A person who is not engaged in remunerated work or business activities for 10 hours or more a week. This definition does not include a person on leave without pay. The period stated in the schedule for this Waiver of Premium Benefit during which AIA will not waive the regular premiums payable under this AIA Living policy.

waiting period

waiver of premium term

The term the life assured is covered for the Waiver of Premium Benefit as stated in the schedule .

1164 ALB-WOP version 1 Effective 5 August 2019

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