disablement date
The date the life assured became totally disabled .
totally disabled
See Section 2 of this appendix for the meaning of this key term.
Total disablement has a corresponding meaning
unemployed
A person who is not engaged in remunerated work or business activities for 10 hours or more a week. This definition does not include a person on leave without pay. The period stated in the schedule for this Waiver of Premium Benefit during which AIA will not waive the regular premiums payable under this AIA Living policy.
waiting period
waiver of premium term
The term the life assured is covered for the Waiver of Premium Benefit as stated in the schedule .
1164 ALB-WOP version 1 Effective 5 August 2019
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