Minor Surgery Specific surgery deemed as minor by Us .
Non PHARMAC Medicines (excluding Chemotherapy) These are medicines that have been registered by Medsafe , and are used according to Medsafe indications, but are not funded by PHARMAC for use in a private facility. Non PHARMAC Chemotherapy Medicines These are chemotherapy medicines that have been registered by Medsafe , and are used according to Medsafe indications, but are not funded by PHARMAC for use in a private facility. Occupational Therapy Treatment that is provided by a Recognised Health Professional who holds a current annual practising certificate and is a member of the Occupational Therapy Board of New Zealand. Oral and Maxillofacial Surgeon An Oral Surgeon , Maxillofacial Surgeon or Oral Medicine Specialist registered with the Dental Council of New Zealand or a Registered Medical Specialist and registered in Oral Maxillofacial Surgery. PHARMAC The Pharmaceutical Management Agency is the New Zealand government agency that decides which pharmaceuticals to publicly fund. PHARMAC Medicines These medicines are funded by PHARMAC for use in a private facility, and meets PHARMAC’s required special authority or conditions in order to be subsidised for community use. Physiotherapist A Recognised Health Professional who is registered with the Physiotherapy Board of New Zealand and who holds a current Annual Practising Certificate. Policy Commencement Date The commencement date of the Policy as specified in Your Policy Schedule . Policy Owner/s A person who administers the Policy and whose name is listed on the renewal certificate. This could be more than one person. Policy Schedule Means the most recent Policy Schedule issued to You by Us , including any endorsements or special conditions. Policy Year The twelve (12) month period which starts from the Policy Commencement Date and continues through to the end of the twelve (12) month period.
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