Congenital Health anomalies or conditions present at birth whether known or unknown. Child or Children Any person under the age of twenty-one (21) who, in Our opinion, is either the natural or legally adopted child of, or is under the legal guardianship of, You or Your spouse or partner. Chiropractor A Recognised Health Professional who holds a current annual practising certificate, and is a member of The Chiropractic Board of New Zealand. Counselling Means provision of professional assistance and guidance in resolving personal or psychological conditions provided by a Clinical Psychologist , Psychiatrist or Psychologist . Day Clinic or Facility A registered healthcare facility (usually involving an operating theatre) where a patient has been admitted for a planned clinical intervention and/or Diagnostic Procedure by a Registered Medical Specialist , or at Our discretion a Registered Medical Practitioner , and the patient leaves the facility within twenty-four (24) hours. Dentist A Recognised Health Professional who is registered with the Dental Council of New Zealand and who holds a current annual practising certificate. Diagnostic Procedures/Investigations Investigative medical procedures to determine the presence or cause of a sign, symptom or condition performed by a Registered Medical Practitioner or Registered Medical Specialist who holds a current annual practising certificate. Hospice A registered healthcare facility providing palliative care services for terminally ill patients that holds regular or associate service membership with Hospice New Zealand.
Insured Person or Insured Persons Means the person or persons covered in the Policy Schedule.
Life Assured Each person who is eligible for cover under this Policy and is listed on the Policy Schedule as a Life Assured . Medsafe Medsafe is the New Zealand Medicines and Medical Devices Safety Authority. Medsafe is responsible for the regulation of medicines and medical devices in New Zealand.
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