specialist with the New Zealand Medical Council.
terrorist act
Any actual or threatened use of force or violence directed at or causing damage, injury, harm or disruption, or commission of an act dangerous to human life or property, against any individual, property or government, with the stated or unstated objective of pursuing economic, ethnic, nationalistic, political, racial or religious interest, whether such interests are declared or not, and shall include any act which is verified or recognised by the (relevant) Government as an act of terrorism. Robberies or other criminal acts primarily committed for personal gain and acts arising primarily from prior personal relationships between perpetuator(s) and victim(s) shall not be considered terrorist acts.
substantially incorrect
A statement is substantially incorrect only if the difference between what was stated and what is actually correct would have been considered material by a prudent insurer. A policy as defined in Section 2A of the Securities Regulations 1983 that is not a security or a life insurance policy for the purposes of the Securities Act 1978.
term life insurance policy
134 MAJUMB-SA version 7 Effective 5 December 2016
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