Premiums will be adjusted to reflect the cover added using the Special Events TPD/Trauma Facility.
The added cover begins on the date We issue the new cover to the Policy Owner , and is subject to payment of the additional Premium . After the Special Events TPD/Trauma Facility has been exercised, AIA New Zealand will not pay a Benefit under the added Benefit , if, at any time before the Facility was exercised, or within the following six (6) months of the Facility being exercised, the Life Assured : • Suffers any claim event for anything other than an accident under the Benefit , or • Has any symptoms or signs leading to a claim event (whether or not a Medical Practitioner has been consulted) that may result in a claim for anything other than an accident under the Benefit. If the Life Assured dies, We will reimburse You for the costs of returning the Life Assured's body to New Zealand or their Home Country upon receipt of evidence acceptable to Us . If the Life Assured is the sole Policy Owner , We will reimburse the person that has paid for the costs of repatriation upon receipt of evidence acceptable to Us .
REPATRIATION BENEFIT
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The maximum Repatriation Benefit that We will pay across all Policies held with Us is the lower of:
The Life Cover Benefit ; or
• •
$25,000.
This Repatriation Benefit will be treated as an early payment of the Life Cover Benefit . The Life Cover Benefit will then be reduced by the amount paid. The Repatriation Benefit may be paid in addition to the Funeral Benefit but no more than the Life Cover Benefit Sum Assured will be paid for both Benefits . If the Life Assured is the sole Policy Owner , We will pay a maximum of $25,000 in total across both the Repatriation Benefit and the Funeral Benefit .
(INSIGHT 35.0.0) – May 2019 (Updated August 2019) (Updated December 2020) (Updated July 2021) (Updated October 2023) (Updated May 2026)
PC-LC-05/2026
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