SECTION D - FARMERS REVENUE PROTECTION PLAN DEFINITIONS
TOTAL DISABILITY
1
Means a period of injury or sickness commencing when the Life Assured first received advice from a Medical Practitioner for that injury or sickness provided that: A The Life Assured is under the regular and personal care of a Medical Practitioner ; and B The Life Assured is not engaged in any occupation from which the Life Assured derives income; and C The Life Assured is unable to perform his or her own occupation as the result of that injury or sickness for more than ten (10) hours per week. Inability to perform the Life Assured's occupation is defined by Occupation Class 3 for example but not limited to: primary producers: dairy, sheep, beef, mixed farming and orchardists, fish or viticulturists. Totally Disabled has a corresponding meaning. D The Life Assured's injury or sickness is supported by clinical evidence and approved by Our Chief Medical Officer. E The condition resulting in the Total Disability must have first Manifested itself after the Policy Commencement Date shown in the Policy Schedule , or after the date of any reinstatement or increase of the Policy . This Benefit will not be reduced by any other income replacement benefits being received by You in respect of the Life Assured .
OFFSETS
2
(INSIGHT 35.0.0 May 2019)
BCP-FRP-05/2019
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