Congenital Means a condition present at birth acquired by hereditary or genetic origin, or acquired during foetal life. Day Stay Clinic or Facility Means a healthcare facility (usually involving an operating theatre) where a patient has been admitted for a planned clinical intervention and/or Diagnostic Procedure by a Specialist , or at Our discretion a General Practitioner , and the patient leaves the facility within twenty-four (24) hours. Dentist Means a person registered with the Dental Council of New Zealand and who holds a current Annual Practising Certificate. Diagnostic Procedures Investigative medical procedures undertaken by a Specialist to determine the causes of a condition. General Practitioner Means a person who holds a current practising certificate issued by the Medical Council of New Zealand and is practising Primary Care medicine but excluding a General Practitioner who is himself/herself the Life Assured , the spouse, civil union partner, de facto partner, lineal relative, or business partner/associate of You . Hospice Means a healthcare facility providing palliative care services for terminally ill patients that holds regular or associate service membership with Hospice New Zealand. Insured Person Means a person specified as an Insured Person in Your Policy Schedule . Lead Maternity Carer All pregnant women in New Zealand are required to choose a Lead Maternity Carer (LMC) to coordinate the care they will receive throughout their pregnancy, labour, and birth, up to 4-6 weeks after the baby is born. Your LMC can be a midwife, a General Practitioner , a hospital-based team, or an obstetrician. Life Assured Means the Life Assured or Lives Assured listed in Your Policy Schedule . Medical Practitioner Means a person who holds a current practising certificate and fellowship issued by the Medical Council of New Zealand and who has qualified in an approved surgical, anaesthetic or non-surgical discipline. Medsafe Means the New Zealand Medicines and Medical Devices Safety Authority. Medsafe is responsible for the regulation of medicines and medical devices
in New Zealand. Minor Surgery Specific surgery deemed as minor by Us . Non PHARMAC
Means medicines that have been registered by Medsafe, and are used according to Medsafe indications, but are not funded by PHARMAC for use in a private facility.
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[AIA – INTERNAL]
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