DEFINED TERMS
9 In this Policy certain words have particular meanings. These words are in Bold and the meanings set out below. Interpretation Throughout this Policy ' We ', ' Our ' ' Us ' or ‘ AIA New Zealand ’ means AIA International Limited - New Zealand Branch, and/or any related and/or authorised companies and/or agents (including company officers acting in the scope of their authority). ' You ' or ' Your ' means the Lives Assured . ACC Means the Accident Compensation Corporation as defined by the Injury Prevention, Rehabilitation and Compensation Insurance Act 2001, or its successor under any subsequent legislation. Allowance Contribution toward the cost of treatment specified. Annual Excess The amount shown on the Policy Schedule which We do not pay. It is the amount You pay. ( Note: An excess of $100 per Life Assured per claim automatically applies for the first two years from the Policy Commencement Date to the Additional Specialists Visits and Diagnostics Procedures Benefit). Annual Renewal Date Means the annual anniversary of the Policy Commencement Date . Audiologists Means a practising member of the New Zealand Audiological Society. Cancer Immunotherapy Means immunotherapy for the proven treatment of cancer which stimulates or restores the ability of the immune (defence) system to fight this disease. Cancer Immunotherapy Medicines Means PHARMAC or Non PHARMAC medicines for the proven treatment of cancer which stimulate or restore the ability of the immune (defence) system to fight this disease. Cancer Targeted Therapies Means targeted therapies which interfere with specific molecular targets on cancer cells to inhibit their growth, progression and spread. Care Provider An employee whether indirectly or directly employed by the Private or Public Hospital . Chemotherapy Medicines Means PHARMAC and non PHARMAC medicines that have been registered by Medsafe, and are used according to Medsafe indications. Child or Children Any person under the age of twenty-one (21) who, in Our opinion, is financially dependent on, and may be under the legal guardianship of You or Your spouse or partner. Chiropractor Means a person registered as a Chiropractor with the Chiropractic Board of New Zealand and who holds a current Annual Practising Certificate.
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PC-S3HC-04/2022
[AIA – INTERNAL]
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