edition, or an equivalent guide to impairment approved by Us ; or A total and irreversible inability to perform at least one (1) Activity of Daily Living without the assistance of another adult person; or Being assigned a 7.5 or higher score on the Expanded Disability Status Scale (EDSS) by a Consultant Neurologist Neurological investigations such as lumbar puncture, MRI (Magnetic Resonance Imaging) evidence of lesions in the central nervous system, evoked visual responses, or evoked auditory responses which are required to confirm the Diagnosis . PARKINSON'S DISEASE Parkinson’s Disease means unequivocal Diagnosis , confirmed by Consultant N eurologist, of idiopathic Parkinson’s disease as characterised by the clinical manifestation of one or more of the following: Rigidity; or Tremors; or Akinesia; or resulting in the degeneration of the nistriatal system causing either: At least 25% permanent whole person impairment as defined in the American Medical Association publication ‘Guides to the Evaluation of Permanent Impairment’, 6 th edition or an equivalent guide to impairment approved by Us; or A total and irreversible inability to perform at least one (1) Activity of Daily Living without the assistance of another adult person. ALZHEIMER'S DISEASE Alzheimer’s Disease means the unequivocal Diagnosis of Alzheimer’s disease due to failure of the brain function with significant cognitive impairment for which no other recognisable cause has been identified as confirmed by a Consultant Neurologist and resulting in the continual supervision of the Life Assured or the Life Assured is unable to perform one (1) or more Activity of Daily Living. Significant cognitive impairment means deterioration or loss of intellectual capacity as measured by clinical evidence and standardised testing. DEMENTIA Dementia means the unequivocal Diagnosis of Dementia due to failure of the brain function with significant cognitive impairment for which no other recognisable cause has been identified as confirmed by a Consultant Neurologist and resulting in the continual supervision of the Life Assured or the Life Assured is unable to perform one (1) or more Activities of Daily Living . Significant cognitive impairment means deterioration or loss of intellectual capacity as measured by clinical evidence and standardised testing.
PC-VIP-05/2019
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