Benefit
Benefit entitlement
Maximum cover
AIA Private Health Cover and AIA Private Health Plus
Covers support services following cancer treatment including:
Psychologist consultations, therapy and counselling,
Personal items such as wigs to cover hair loss, bras following a mastectomy,
Lymphatic massage,
Post-cancer treatment care and support
$1,000 per life assured per policy year
Home help services including meal preparation, cleaning, showering and child care, provided by a suitably qualified person (employed in the provision of home help services).
These support services and personal items do not need to be medically necessary.
No excess is payable for claims under this benefit.
If a life assured has treatment for cancer in a public hospital that would otherwise have been covered by the Cancer Care Benefit in this policy, the public hospital cancer treatment cash benefit will be paid to the policy owner . Treatment includes cancer surgery requiring an overnight stay in a public hospital or a course of chemotherapy and/or radiotherapy.
Public hospital cancer treatment cash benefit
$5,000 per life assured per lifetime
No excess is payable for claims under this benefit.
Covers the costs of palliative, hospice and respite care at an approved facility .
Palliative, hospice and respite care
$1,500 per life assured per lifetime
No excess is payable for claims under this benefit.
Covers dental evaluation and treatment performed by an oral surgeon or a dental practitioner , on the recommendation of the treating specialist as a precursor to the following treatments where those treatments are covered by your AIA Private Health policy:
Chemotherapy using antiresorptive drugs.
DENTAL EVALUATION AND TREATMENT PRIOR TO QUALIFYING TREATMENTS
$1,500 per life assured per policy year
Radiotherapy treatment (head and neck).
Heart valve replacement surgery.
Prior approval must be obtained before any dental evaluation or treatment takes place.
No excess is payable for any claims under this benefit.
Covers the cost of a Psychiatrist or Psychologist consultation and/or counselling where the support treatment and/or consultations directly relate to a claim under the Surgery or Cancer Care benefits. After referral from a specialist the support treatment and/or consultations must be received within six months of your claim being accepted.
$2,500 per life assured per policy year
MENTAL HEALTH SUPPORT BENEFIT
No excess is payable for any claims under this benefit.
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1300 APH-UMB version 7 Effective 12 May 2026
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