Benefit
Benefit entitlement
Maximum cover
AIA Private Health Cover and AIA Private Health Plus
Covers support services following cancer treatment including:
> Psychologist consultations, therapy and counselling, > Personal items such as wigs to cover hair loss, bras following a mastectomy, > Lymphatic massage, > Home help services including meal preparation, cleaning, showering and child care, provided by a suitably qualified person (employed in the provision of home help services). These support services and personal items do not need to be medically necessary.
Post-cancer treatment care and support
$1,000 per life assured per policy year
No excess is payable for claims under this benefit.
If a life assured has treatment for cancer in a public hospital that would otherwise have been covered by the Cancer Care Benefit in this policy, the public hospital cancer treatment cash benefit will be paid to the policy owner . Treatment includes cancer surgery requiring an overnight stay in a public hospital or a course of chemotherapy and/or radiotherapy.
Public hospital cancer treatment cash benefit
$5,000 per life assured per lifetime
No excess is payable for claims under this benefit.
Covers the costs of palliative, hospice and respite care at an approved facility .
Palliative, hospice and respite care
$1,500 per life assured per lifetime
No excess is payable for claims under this benefit.
Covers dental evaluation and treatment performed by an oral surgeon or a dental practitioner , on the recommendation of the treating specialist as a precursor to the following treatments where those treatments are covered by your AIA Private Health policy: > Chemotherapy using antiresorptive drugs. > Radiotherapy treatment (head and neck). > Heart valve replacement surgery. Prior approval must be obtained before any dental evaluation or treatment takes place.
DENTAL EVALUATION AND TREATMENT PRIOR TO QUALIFYING TREATMENTS
$1,500 per life assured per policy year
No excess is payable for any claims under this benefit.
Covers the cost of a Psychiatrist or Psychologist consultation and/or counselling where the support treatment and/or consultations directly relate to a claim under the Surgery or Cancer Care benefits. After referral from a specialist the support treatment and/or consultations must be received within six months of your claim being accepted.
$2,500 per life assured per policy year
MENTAL HEALTH SUPPORT BENEFIT
No excess is payable for any claims under this benefit.
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1300 APH-UMB version 6 Effective 17 April 2025
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