AIA Private Health Policy Wording

Benefit

Benefit entitlement

Maximum cover

AIA Private Health Cover and AIA Private Health Plus

Costs for the surgical treatment of cancer are covered under the above Surgery benefit, as listed under Inpatient treatment costs and/or Outpatient treatment support costs. This benefit covers non-surgical cancer treatment costs up to the maximum cover for this benefit of the following treatments, procedures, consultations, tests, diagnostic imaging, support and care once a diagnosis of cancer has been made by a specialist . Except where stated below to the contrary, the excess applies to any claims under this benefit. Consultations with a specialist for treatment or procedures relating to the treatment of cancer . Diagnostic imaging and tests and procedures in connection with the detection or treatment of cancer including:

CANCER CARE

Specialist consultations

> CT, PET/CT and MRI scans > Ultrasounds > X-rays, scintigraphy > Mammography > Colonoscopy > Laboratory tests > Tumour genetic testing > Gastrointestinal endoscopy > Cystoscopy > Hysteroscopy > Diagnostic laparoscopy

Diagnostic imaging and tests

$500,000 per life assured per policy year , subject to maximums for specific treatments or procedures

Chemotherapy and immunotherapy treatment including targeted therapy, oral, intravenous infusion, instilled, and intraoperative chemotherapy provided by or under the direction of a specialist , whether administered in an approved facility or at home. This covers the cost of Pharmac and non-Pharmac subsidised MedSafe indicated cancer chemotherapy and immunotherapy drugs, subject to AIA criteria . This also includes the cost of materials, hospital accommodation and ancillary hospital charges .

Chemotherapy/immunotherapy

Prior approval must be obtained before the treatment takes place.

Radiotherapy treatment provided by a specialist in an approved facility including planning, shielding and accessories, field setup and simulation, subject to AIA criteria.

Radiotherapy

Prior approval must be obtained before the treatment takes place.

Implantation of radioactive seeds for the treatment of malignancies of the prostate.

Prostate brachytherapy

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1300 APH-UMB version 6 Effective 17 April 2025

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