H. Benefits – what you are covered for Your AIA Private Health Cover policy provides cover for each life assured for the reasonable charges of the following:
Benefit
Benefit entitlement
Maximum cover
AIA Private Health Cover and AIA Private Health Plus
Covers the costs associated with surgery. Surgery must be performed in an approved facility by a specialist or an oral surgeon.
SURGERY
The excess applies to any claims under this benefit.
Cover is provided for the following costs:
> Surgeon’s fees > Oral surgeon’s fees > Cardiologist’s fees > Anaesthetist’s fees > Perfusionist’s fees > Radiologist’s fees > Hospital fees including: − Accommodation
Inpatient treatment costs
Unlimited
− Operating theatre fees − Intensive/coronary care unit fees − Ancillary hospital charges − Disposable laparoscopic equipment − Prostheses
Consultations with a specialist or oral surgeon (including second opinions) and diagnostic imaging and tests referred by a specialist or oral surgeon directly relating to the approved surgery, performed within twelve months before or after surgery. Physiotherapy , occupational therapy and prescription costs directly relating to the approved surgery provided within six months after surgery on the recommendation of a specialist or oral surgeon .
Outpatient treatment support costs
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1300 APH-UMB version 6 Effective 17 April 2025
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