totally disabled
See Section 2 of this appendix for the meaning of this key term. Total disablement has a corresponding meaning A person who is not engaged in remunerated work or business activities for 10 hours or more a week.
unemployed
This definition does not include a person on leave without pay.
waiting period
The period stated in the schedule for this Waiver of Premium Benefit during which AIA will not waive the regular premiums payable under this AIA Living policy.
waiver of premium term
The term the life assured is covered for the Waiver of Premium Benefit as stated in the schedule .
1114 ALP-WOP version 1 Effective 5 August 2019
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