AIA Cancer Care Policy Wording

Benefit

Benefit entitlement

Maximum cover

Covers the cost up to the maximum cover for this benefit of the following specialist consultations and diagnostic imaging to confirm a cancer diagnosis: Consultation with a specialist to confirm a cancer diagnosis where the consultation is referred by a registered medical practitioner. Diagnostic imaging and tests required to confirm a cancer diagnosis at an approved facility when referred by a registered medical practitioner or a specialist:  CT scans  Capsule endoscopy  Colonoscopy  Colposcopy  Cystoscopy  Gastroscopy  Laboratory tests  Mammography  MRI scans  Myelogram  PET/CT scans  Scintigraphy  Ultrasound  X-rays

CANCER DIAGNOSTICS

Specialist consultations

$5,000 per life assured per policy year

Diagnostic imaging and tests

Cover may be available for the cost of other diagnostic imaging and tests, subject to AIA’s approval.

Covers dental evaluation and treatment performed by an oral surgeon or a dental practitioner , on the recommendation of the treating specialist as a precursor to the following treatments where those treatments are covered by your AIA Cancer Care policy:  Chemotherapy using antiresorptive drugs  Radiotherapy treatment (head and neck)

DENTAL EVALUATION AND TREATMENT PRIOR TO QUALIFYING TREATMENTS

$1,500 per life assured per policy year

Prior approval must be obtained before any dental evaluation or treatment takes place.

Covers the cost of a Psychiatrist or Psychologist consultation and/or counselling where the support treatment and/or consultations directly relate to a claim under the Cancer Surgery or Cancer Treatment benefits. After referral from a specialist the support treatment and/or consultations must be received within six months of your claim being accepted. Covers the cost of minor surgery at an approved facility for the diagnosis or treatment of cancer . The minor surgery or treatment must be carried out by a general practitioner or under the care of a general practitioner, such as a registered nurse .

$2,500 per life assured per policy year

MENTAL HEALTH SUPPORT BENEFIT

$3,000 per life assured per policy year

MINOR SURGERY BENEFIT

1304 ACC – UMB version 4 Effective 08 March 2024

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