AIA Cancer Care Policy Wording

Benefit

Benefit entitlement

Maximum cover

Covers support services following cancer treatment including:  Psychologist consultations, therapy and counselling,  Personal items such as wigs to cover hair loss and bras following a mastectomy,  Lymphatic massage,  Home help services including meal preparation, cleaning, showering and child care, provided by a suitably qualified person (employed in the provision of home help services).

$1,000 per life assured per policy year

Post-cancer treatment care and support

These support services and personal items do not need to be medically necessary.

If a life assured has treatment for cancer in a public hospital that would otherwise have been covered by the Cancer Surgery or Cancer Treatment Benefit in this policy, the Public hospital cancer treatment cash benefit will be paid to the policy owner .

Public hospital cancer treatment cash benefit

$5,000 per life assured per lifetime

Treatment includes cancer surgery requiring an overnight stay in a public hospital or a course of chemotherapy and/or radiotherapy.

Palliative, hospice and respite care

Covers the costs of palliative, hospice and respite care at an approved facility following cancer diagnosis.

$1,500 per life assured per lifetime

1304 ACC – UMB version 4 Effective 08 March 2024

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