TCM Personal Progressive Care Policy Wording

Category

Conditions

3 month stand down

Any Loss of sight

Loss of sight in one eye and one limb

Any Loss of hearing

Loss of speech

Loss of limbs

Intensive Care Benefit

Paraplegia/Quadriplegia/Tetraplegia

Optional Total Permanent Disablement condition

Chronic liver failure

Chronic lung failure

Chronic kidney failure

Primary pulmonary hypertension

Major organ transplant (or transplant waiting list)

Acute renal dialysis

Chronic Obstructive Pulmonary Disease

Removal of large bowel

Severe osteoporosis

Severe rheumatoid arthritis

Other health conditions

Severe ulcerative colitis

Severe Crohn’s disease

Advanced Type 1 diabetes

Type 1 diabetes

Advanced Type 2 diabetes

HIV & Advanced AIDS

Pneumonectomy

Systemic sclerosis

Systemic lupus erythematosus with lupus nephritis

Severe illness or injury

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