SECTION C - TRAUMA COVER BENEFITS
BENEFIT
1
If the Life Assured is Diagnosed (as defined below) to be suffering from a Critical Illness , We will pay the Trauma Cover Benefit specified on the Policy Schedule (adjusted in accordance with this Policy ) provided that: A The Trauma Cover Benefit Total Premium has been paid. B For those conditions underlined in paragraph D below, We will pay the Benefit after the Policy Commencement Date shown in the Policy Schedule provided that the Life Assured first suffers that condition at any time after ninety (90) days from the Receipt of Application , including any reinstatements and/or increases (other than Consumer Price Index Increases ) of the Policy . To be covered, the Critical Illness condition must have first Manifested itself at least ninety (90) days from the Receipt of Application , including reinstatements and/or a commencement of a Benefit , or increase (other than Consumer Price Index Increases ) of the Policy. This provision is always subject to Clause 9 “Survival For At Least Fourteen (14) Days” below C For those conditions not underlined in paragraph D below, We will pay the Benefit provided the Life Assured is still alive fourteen (14) days after the event causing the claim subject to the terms under Clause 9 “Survival For At Least Fourteen (14) Days” below. To be covered, the Critical Illness condition must have first Manifested itself after the Policy Commencement Date shown in the Policy Schedule , or the date of any reinstatement, commencement of a Benefit , or increase (other than Consumer Price Index Increases ) of the Policy . D The Critical Illness is one (1) of the following illnesses included within the definition of Critical Illness set out in Clause 3 “ Critical Illness ” under Section D “Trauma Cover Benefit Definitions”:
Accidentally Acquired HIV
•
• Advanced Acquired Immunodeficiency Syndrome (AIDS) • Advanced Diabetes • Alzheimer's Disease • Angioplasty • Aplastic Anaemia • Benign Brain or Spinal Cord Tumour • Blindness • Cardiac Defibrillator Insertion • Cardiomyopathy • Chronic Liver Failure • Chronic Lung Disease • Cognitive Impairment • Coma • Coronary Artery Bypass Surgery • Creutzfeldt-Jakob Disease • Critical Cancer • Dementia • Encephalitis • Heart Attack • Heart Valve Replacement • Heart Valve Surgery • Intensive Care Treatment
BCP-TC-05/2026
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