PERCUTANEOUS REPAIR OF THE ABDOMINAL AORTA A Benefit in respect of Infrarenal Abdominal Aortic Aneurysms may be paid to You in respect of the Life Assured. Such Benefit will be limited to 25% of the Sum Assured or $75,000, whichever is the lesser. Payment of this Benefit will result in an equal reduction in the Trauma Cover Benefit under this Policy . Infrarenal Abdominal Aortic Aneurysms means undergoing for the first time endoluminal stent graft repair that is considered necessary by an appropriate Registered Medical Specialist approved by Us. PERIPHERAL NEUROPATHY Means the irreversible inflammation or degradation of a peripheral nerve as Diagnosed by an appropriate Registered Medical Specialist causing the Life Assured to have sustained a neurological deficit causing at least 25% permanent impairment of whole person functioning or inability to perform at least one (1) of the Activities of Daily Living . PERMANENT LOSS OF HEARING Loss of Hearing means severe hearing impairment in both ears as a result of accident or sickness, whether aided or unaided, resulting in an average hearing threshold in both ears of 91db or greater as measured at 500, 1000 and 1500 Hz, as certified by an appropriate Registered Medical Specialist . Advance Payment: will be made on the unequivocal Diagnosis by an appropriate Registered Medical Specialist that all hearing of both Ears is likely to be lost within the next twelve (12) months or the total and irreversible loss of hearing in one (1) ear. PERMANENT LOSS OF SPEECH Loss of Speech means the complete and irrecoverable loss of the ability to speak as a result of accident or sickness, which must be established and the unequivocal Diagnosis reaffirmed after a continuous period of three (3) months of such loss by an appropriate Registered Medical Specialist . PNEUMONECTOMY Pneumonectomy means the undergoing of surgery to remove an entire lung. The treatment must be considered medically necessary by an appropriate Registered Medical Specialist . PROSTATE CANCER A Benefit in respect of Prostate Cancer may be paid to You in respect of the Life Assured . Such Benefit will be limited to 25% of the Sum Assured or $75,000, whichever is the lesser. Payment of this Benefit will result in an equal reduction in the Trauma Cover Benefit under this Policy . Prostate Cancer means the presence of one or more malignant tumours characterised by uncontrolled growth and spread of malignant cells, with the invasion and destruction of normal tissue. The tumour must be histologically described as TNM Classification TI (all categories) or having a Gleason Score of equal to or less that five (5) or equivalent histological classification and where major interventionist therapy is not required.
BCP-TC-05/2026
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