Sovereign Private Health Policy Wording

If you have cover under Private Health Plus then the following additional benefits are available for each life assured . Your schedule will confirm if you have cover under Private Health Plus.

Benefit

Benefit entitlement

Maximum cover

Private Health Plus

Cover for the cost up to the maximum cover for this benefit of consultations (including second opinions) with a registered medical specialist where the consultation is referred by a registered medical practitione r.

$10,000 per life assured , per policy year .

SPECIALIST CONSULTATIONS

The excess applies to any claims under this benefit.

Covers the cost up to the maximum cover for this benefit of the following diagnostic imaging and tests at an approved facility when referred by a registered medical practitioner or a registered medical specialist:

> Allergy testing

> Audiology tests

> CT scans

> Capsule endoscopy

> Colonoscopy

> Colposcopy

> Cystoscopy

> Electroencephalography (EEG)

> Electromyography (EMG)

> Exercise/Stress ECG

> Gastroscopy

$100,000 per life assured per policy year

DIAGNOSTIC IMAGING AND TESTS

> Holter monitoring/24 Hour Ambulatory monitoring

> Laboratory tests

> Mammography

> MRI scans

> Myelogram

> Myocardial perfusion imaging

> PET/CT scans

> Scintigraphy

> Sleep studies

> Ultrasound

> Urodynamic assessments

> X-rays Cover is available for the cost of other diagnostic imaging and tests, subject to Sovereign’s prior approval.

The excess applies to any claims under this benefit.

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