Contents
Welcome to Sovereign Private Health
1
How to contact Sovereign
2
A About this policy
3
B Guaranteed Enhancement Benefit
3
C Cancellation of the Policy
4
D How to make a claim
4
E Premiums
6
F Changes to your policy
6
G General terms and conditions
8
H Benefits – what you are covered for
10
I
Exclusions – what you are not covered for
22
J Defined terms
25
How to contact Sovereign
Online www.sovereign.co.nz
For information about S overeign’ s policies, an explanation of the benefits, frequently asked questions, terms and conditions and to apply for prior approval or make a claim please visit www.sovereign.co.nz
Call us 0800 500 108
For prior approval and claims enquiries, call us on 0800 500 108.
We are available 8am to 6pm Monday to Friday (excluding public holidays).
General correspondence
The mailing address for Sovereign ’ s head office is:
Freepost Sovereign Private Bag Sovereign Victoria Street West Auckland 1142
Phone, fax and email
Tel +64 9 487 9963 Fax +64 9 487 8003 Freephone: 0800 500 108 Freefax: 0800 329 768 Email: enquire@sovereign.co.nz
Physical address
Sovereign House 74 Taharoto Road Takapuna North Shore Auckland 0622
712 PH-UMB version 9 Effective 8 April 2022
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