AIA Cancer Treatment Benefit Policy Wording

The conditions that apply to the C hildren’s Conversion Benefit are as follows:  Conversion cannot occur if the Life Assured has claimed or was eligible to claim under the existing Cancer Treatment Benefit; and  The Life Assured ’s existing Cancer Treatment Benefit can only be converted if the Life Assured has one or more of the Qualifying Benefits (underwriting may apply); and 

Your request for conversion must be received by AIA New Zealand in writing within sixty days after the first Anniversary Date after the Life Assured ’s twenty first birthday. _____________________________________________________________________________________________

Specialists and Tests Benefit (Optional)

If the Policy Schedule shows you have selected the Specialists and Tests Benefit, we will cover the Usual, Customary and Reasonable fees charged for Registered Medical Specialist consultations and Diagnostic Procedures which have been referred by a Registered Medical Practitioner or Registered Medical Specialist , if they do not relate to a claim for treatment in an Approved Facility .

Diagnostic Procedures including but not limited to:

Allergy Testing

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Audiology Tests (Performed by Audiologists)

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Colposcopy

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EEG ECG EMG

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Holter monitoring Laboratory tests

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Mammogram

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Urodynamic testing

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Ultrasound

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X-rays

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Preventative and Routine Screening tests and hearing aids are excluded.

Psychiatrist consultations for an initial assessment of mental health are covered for the first consultation only.

We will reimburse you for the Usual, Customary and Reasonable fees of up to $5,000 per Policy Year on each Life Assured on the Policy Schedule.

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Specialists and Tests Loyalty Health Screening Benefit

Optional Specialist and Tests Loyalty Benefits

If the Policy Schedule shows you have selected the Specialists and Tests Benefit, we will cover up to $500 per Life Assured after every three years of continuous cover, for tests or procedures for the following:

Prostate screening Cervical screening

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Mammogram

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Blood glucose screening

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Bowel screening

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Health screening tests do not have to be medically necessary, but must be performed by a Registered Medical Practitioner or Registered Medical Specialist in an Approved Facility.

Cancer Treatment Benefit

AIA New Zealand

CTB 02/2018

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