SECTION C - SUPERIOR HEALTH COVER BENEFITS
HOME NURSING
1 We will cover the costs of home nursing care provided by a Nurse within a six (6) month period after Private Hospitalisation and on referral from Your treating Specialist or General Practitioner up to $150 per day, up to $6,000 per Life Assured , per Policy Year . No excess applies. A Specialist’s or General Practitioner's Certificate must be forwarded to Us stating the reason why home nursing care is required and the length of time it is required. The home nursing care must relate to the condition(s) treated in the Private Hospital . 2 We will cover the costs of post-operative physiotherapy, chiropractic or osteopathic treatment by a Physiotherapist , Chiropractor or Osteopath required within a six (6) month period of leaving a Private Hospital on referral from Your Specialist , or General Practitioner up to $1,000 per Life Assured , per Policy Year . No excess applies. Treatment undertaken must relate to the condition(s) treated in the Private Hospital . 3 For treatment not available in a Private Hospital in Your immediate area, which requires at least one (1) overnight stay, We will pay for return economy air travel, road transport or road ambulance within New Zealand to the nearest Private Hospital for You and one (1) support person, up to $3,000 per claim. No excess applies. Treatment must be recommended by a Specialist or General Practitioner .
POST-OPERATIVE PHYSIOTHERAPY, CHIROPRACTIC OR OSTEOPATHIC TREATMENT
TRAVEL BENEFIT
The Travel Benefit does not apply to the cost of air travel to or from the Chatham Islands or any other New Zealand Territorial Islands.
ACCOMMODATION BENEFIT
4 For treatment not available in a Private Hospital in Your immediate area, which requires at least one (1) overnight stay, We will pay for accommodation for You and one (1) support person to accompany You to the maximum of $200 per night (total amount of accommodation for both You and Your support person), with a maximum of $3,000 per claim.
Accommodation costs for You and the support person must directly relate to the hospitalisation of the Life Assured . No excess applies.
OVERSEAS TREATMENT GRANT
5 Covers treatment at an overseas hospital where such treatment cannot be provided in New Zealand. This benefit provides Top-Up cover for reasonable return economy travel costs of the person requiring treatment plus the costs of the treatment, less the amount payable by the New Zealand Government up to a maximum of $25,000 per Life Assured per Policy Year . You must provide evidence of the New Zealand Government’s acceptance to partially fund the treatment and the amount they are willing to pay. Such treatment must be recommended by a Specialist or General Practitioner and be recognised by Us as being a conventional form of treatment. No excess applies.
PC-SHC-04/2022
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