Child or Children Any person under the age of twenty-one (21) who, in Our opinion, is financially dependent on, and may be under the legal guardianship of You or Your spouse or partner. Chiropractor Means a person registered as a Chiropractor with the Chiropractic Board of New Zealand and who holds a current Annual Practising Certificate. Congenital Means a condition present at birth acquired by hereditary or genetic origin, or acquired during foetal life. Day Stay Clinic or Facility Means a healthcare facility (usually involving an operating theatre) where a patient has been admitted for a planned clinical intervention and/or Diagnostic Procedure by a Specialist , or at Our discretion a General Practitioner , and the patient leaves the facility within twenty- four (24) hours. Dentist Means a person registered with the Dental Council of New Zealand and who holds a current Annual Practising Certificate. Diagnostic Procedures Investigative medical procedures undertaken by a Specialist to determine the causes of a condition. General Practitioner Means a person who holds a current practising certificate issued by the Medical Council of New Zealand and is practising Primary Care medicine but excluding a General Practitioner who is himself/herself the Life Assured , the spouse, civil union partner, de facto partner, lineal relative, or business partner/associate of You . Hospice Means a healthcare facility providing palliative care services for terminally ill patients that holds regular or associate service membership with Hospice New Zealand. Insured Person Means a person specified as an Insured Person in Your Policy Schedule . Lead Maternity Carer All pregnant women in New Zealand are required to choose a Lead Maternity Carer (LMC) to coordinate the care they will receive throughout their pregnancy, labour, and birth, up to 4-6 weeks after the baby is born. Your LMC can be a midwife, a General Practitioner , a hospital-based team, or an obstetrician. Life Assured Means the Life Assured or Lives Assured listed in Your Policy Schedule . Medical Practitioner Means a person who holds a current practising certificate and fellowship issued by the Medical Council of New Zealand and who has qualified in an approved surgical, anaesthetic or non-surgical discipline.
PC-SHC-04/2022
Page 3 of 22
Powered by FlippingBook