AIA NZ Sustainability Report 2024

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PRIORITIES & PROGRESS: HEALTH & WELLBEING | SUSTAINABLE INVESTMENT | SUSTAINABLE OPERATIONS | PEOPLE & CULTURE | EFFECTIVE GOVERNANCE

IMPROVING ACCESS TO QUALITY CARE

By the numbers – AIA NZ’s 2024 claims 8

(For the year ended 31 December 2024)

TOTAL PERMANENT DISABLEMENT $23.9m CLAIMS PAID

HEALTH $167m CLAIMS PAID

LIFE $298.1m CLAIMS PAID

INCOME PROTECTION $97.2m CLAIMS PAID

TRAUMA $139.5m CLAIMS PAID

797K OVER NEW ZEALANDERS PROTECTED 92% WE ACCEPTED OF ALL CLAIMS RECEIVED

54% CANCER

25% MUSCULO SKELETAL

59% CANCER

31% MUSCULO SKELETAL

23% MUSCULO SKELETAL

$829.6M WE PAID TOTAL IN CLAIMS 9

19% HEART

21% CANCER

16% HEART

25% MENTAL HEALTH

22% NEUROLOGICAL

9% NEUROLOGICAL

15% DIGESTIVE

11% NEUROLOGICAL

16% NEUROLOGICAL

14% MENTAL HEALTH

LIFE INSURANCE ACCOUNTED FOR 41% OF ALL CLAIMS

4% RESPIRATORY

14% SENSE ORGAN

8% MUSCULO SKELETAL

13% CANCER

7% CANCER

$167M IN HEALTH CLAIMS WE PAID

In 2024, we saw a 16% increase in health claims due to escalating costs and increased need for healthcare.

Cancer continues to be the most common reason for people to claim on trauma insurance.

We paid over $97.2 million in income protection insurance claims, with an additional $1.38 million via our AIA 360 Care programme to assist with rehabilitation support.

Those aged between 50-59 are the largest group to claim on total permanent disability claims.

Most life insurance claims were for those aged between 50-59, with 49% of claims relating to cancer.

8. As reported by the AIA NZ Business Insights team. The standard rule of rounding has been applied. 9. Includes GST, surrenders and maturities.

AIA New Zealand Limited Sustainability Report 2024

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