AIA Vitality vs AIA Vitality Starter

AIA Vitality is a science-backed health and wellbeing programme that rewards you for making healthier lifestyle choices. Available only with eligible AIA insurance policies.

AIA Vitality vs AIA Vitality Starter February 2026

AIA Vitality is a science-backed health and wellbeing programme that rewards you for making healthier lifestyle choices. Available only with eligible AIA insurance policies.

AIA Vitality Starter provides entry level access to AIA Vitality, with similar benefits and rewards. Membership included with AIA Starter Plans only.

Read more about the differences below:

Features

Free Online Age Assessment (Physical Wellbeing & Mental Wellbeing)

Free Online Financial Wellbeing Assessment

Free in-person health checks at Unichem and Life Pharmacy

Discounted skin assessment with MoleMap

25% off

25% off

Get 50% cashback on an AIA Vitality Fitness Assessment with CEPNZ and Snap Fitness

Discounted nutrition assessment with Mission Nutrition

Get 30% off online wills with Footprint

Save on a gym membership with Les Mills (discount + cashback)

Up to 25% off 1

Up to 50% off 2

Get the first 6 weeks free when you sign up to a Snap Fitness gym membership 3 Save on a gym membership with Jetts Fitness (discount + cashback)

Up to 25% off 4

Up to 50% off 5

Discounted Garmin and Samsung fitness devices and selected accessories

Up to 30% off

Up to 30% off

Discounted New Balance footwear, apparel and accessories

25% off

25% off

Free access to Allen Carr’s Quit Smoking and Quit Alcohol programs

Read, watch and listen to free mental wellbeing content powered by Groov

Earn up to $260 Active Rewards each membership year OR Stay active and earn your new Apple Watch Series 11 (GPS) 6 . T&Cs apply

Discounted HOYTS and Event Cinemas movie vouchers

Earn up to 300 Airpoints Dollars TM or $300 Woolworths Gift Cards by reaching Platinum Status

Enjoy up to 50% off endota

See next page for additional information

aia.co.nz/vitality

aia.co.nz/starter

Additional Information

1. Member receives 15% discount on a Les Mills standard 12 month Multi Club membership, and 10% cashback on membership fees based on frequency of visits (minimum of 24 visits on 24 different days, per calendar quarter is required to be eligible for cashback). 2. Member receives 15% discount on a Les Mills standard 12 month Multi Club membership, and 35% cashback on membership fees based on frequency of visits (minimum of 24 visits on 24 different days, per calendar quarter is required to be eligible for cashback). 3. Member receives the first 6 weeks free on a Snap Fitness 12 month plan. 4. Member receives 20% discount on a Jetts Fitness All Club 12 month membership, and 5% cashback on membership fees based on frequency of visits (minimum 24 visits on 24 different days, per calendar quarter is required to be eligible for cashback). The cashback will be to the value of 5% of a Jetts Fitness All Club 12 month membership fee, regardless of membership type held. 5. Member receives 20% discount on a Jetts Fitness All Club 12 month membership, and 30% cashback on membership fees based on frequency of visits (minimum 24 visits on 24 different days, per calendar quarter is required to be eligible for cashback). The cashback will be to the value of 30% of a Jetts Fitness All Club 12 month membership fee, regardless of membership type held.

6. The Apple Watch Benefit (“AWB”) is available as part of the AIA Vitality Programme. AIA Vitality have partnered with Financed by Glow (“Glow”) offering a twenty-four (24) month, interest free loan product to the value of NZD $749 (“Loan”). If you meet Glow’s eligibility criteria for Loan approval, you will enter into a Loan Agreement directly with Glow and pay an initial deposit to Glow of $125. Then AIA Vitality will issue you with an Apple Store Gift Card to purchase your Apple Watch. You can achieve weekly physical activity targets and earn Apple Watch Benefit Rewards. At the end of each month, AIA Vitality pays the total Apple Watch Benefit Rewards you’ve earned directly to Glow as a co-contribution to your Loan. This reduces the amount you need to repay on your Loan for that month. You remain responsible for your Loan with Glow and will be liable to make any repayments where you have missed your weekly activity target and not earned your Apple Watch Benefit Reward. See aia.co.nz/apple-watch-terms Glow Financial Services (New Zealand) Limited, NZBN 9429053084422, trading as Financed by Glow, is the creditor in this arrangement and a registered financial service provider under FSP1010763 authorised to provide consumer credit. Eligibility criteria and T&Cs apply. Apple Watch Series 11 (GPS) requires iPhone 11 or later with iOS 26 or later. Bands are subject to availability

Copyright © 2026, AIA Services New Zealand Limited (969417). All rights reserved. The information contained in this document is current as at February 2026 and is subject to change at any time. AIA New Zealand takes no responsibility for any incorrect information (by omission or otherwise). For the most up-to-date information, for full terms and conditions on AIA Vitality partners, benefits and rewards, and to view the AIA Vitality terms and conditions see aia.co.nz/vitality Partner terms and conditions may also apply.

aia.co.nz/vitality

aia.co.nz/starter

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