AIA Living Progressive Care Policy Wording

Category

Conditions

3 month stand down

Any heart attack

Out of hospital cardiac arrest

Coronary artery bypass graft

Angioplasty

Aortic surgery

Heart and arteries

Heart valve surgery

Defibrillator insertion

Pacemaker insertion

Minor heart valve surgery

Cardiomyopathy

Severe congestive cardiac failure

Severe peripheral vascular disease

Any stroke

Any Dementia and Alzheimer’s disease

Any Parkinson’s disease

Major head trauma

Motor neurone disease

Brain and nerves

Any multiple sclerosis

Any muscular dystrophy

Encephalitis

Meningitis

Peripheral neuropathy

Cerebral Aneurysm

Coma

Paralysis - Diplegia and Hemiplegia

Loss of function

Loss of independent existence

Severe burns/Major burns/Serious burns

Any Loss of sight

Loss of sight in one eye and one limb

Any Loss of hearing

Loss of speech

Loss of limbs

Intensive Care Benefit

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1106 AL-PC version 7 Effective 12 May 2026

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