AIA Living Personal - Specialist and Testing Support

Benefit

Benefit entitlement

Maximum cover

Covers the cost up to the maximum cover for this benefit of obstetric care (including scans), infertility diagnosis and treatment carried out by a registered medical practitioner or a specialist at an approved facility. This benefit includes cover for reasonable accommodation costs incurred by a life assured for maternity, pregnancy or infertility related stays in an approved facility .

$1,500 per life assured, per policy year Claims for pregnancy or maternity care are additionally limited to

PREGNANCY, MATERNITY AND INFERTILITY ALLOWANCE

Pregnancy and maternity care is available to a pregnant life assured only.

Cover under this benefit is only available to a life assured who has had two years of continuous cover under the Specialist and Testing Support Benefit.

$1,500 per pregnancy

No excess is payable for any claims under this benefit.

Covers the following procedures performed at an approved facility :

bone screening (osteoporosis)

bowel screening

breast screening

cervical screening

heart screening

prostate screening

eye tests and/or visual field tests

$500 per life assured for each three year period or $750 if the

hearing tests

HEALTH SCREENING ALLOWANCE

skin checks

life assured is a member of AIA Vitality

aortic aneurysm screening

Cover under this benefit is only available to a life assured after three years of continuous cover , or after two years of continuous cover if the life assured is a member of AIA Vitality . The health screening test does not need to be medically necessary but the procedure must be performed by or referred by a registered medical practitioner. The pre-existing conditions exclusion and the congenital conditions exclusion do not apply to the Health Screening Allowance.

No excess is payable for any claims under this benefit.

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1118 AL-STS Version 1 Effective 1 October 2025

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