Benefit
Benefit entitlement
Maximum cover
Covers the cost up to the maximum cover for this benefit of obstetric care (including scans), infertility diagnosis and treatment carried out by a registered medical practitioner or a specialist at an approved facility. This benefit includes cover for reasonable accommodation costs incurred by a life assured for maternity, pregnancy or infertility related stays in an approved facility .
$1,500 per life assured, per policy year Claims for pregnancy or maternity care are additionally limited to
PREGNANCY, MATERNITY AND INFERTILITY ALLOWANCE
Pregnancy and maternity care is available to a pregnant life assured only.
Cover under this benefit is only available to a life assured who has had two years of continuous cover under the Specialist and Testing Support Benefit.
$1,500 per pregnancy
No excess is payable for any claims under this benefit.
Covers the following procedures performed at an approved facility :
bone screening (osteoporosis)
bowel screening
breast screening
cervical screening
heart screening
prostate screening
eye tests and/or visual field tests
$500 per life assured for each three year period or $750 if the
hearing tests
HEALTH SCREENING ALLOWANCE
skin checks
life assured is a member of AIA Vitality
aortic aneurysm screening
Cover under this benefit is only available to a life assured after three years of continuous cover , or after two years of continuous cover if the life assured is a member of AIA Vitality . The health screening test does not need to be medically necessary but the procedure must be performed by or referred by a registered medical practitioner. The pre-existing conditions exclusion and the congenital conditions exclusion do not apply to the Health Screening Allowance.
No excess is payable for any claims under this benefit.
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1118 AL-STS Version 1 Effective 1 October 2025
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