16. When will this appendix terminate for a life assured ? This appendix will terminate and eligibility for the Business Income Support Benefit will cease for a life assured : > At the expiry of the benefit term for that life assured as shown in the schedule . > If the life assured dies. > If the life assured is no longer actively involved in farming on the farm for more than 60 consecutive days for reasons other than total disability, unless AIA has been notified in writing and its written consent has been given for the continuation of the appendix . > If the life assured is no longer a life assured under a Rural Continuity Benefit. > If the farming business is wound-up or liquidated or the farm is sold or its lease ends, unless AIA has been notified in writing and its written consent has been given for the continuation of the appendix . However, if the life assured is on claim and the reason for the farming business being wound-up or liquidated is due to the total disability or partial disability of the life assured , the benefit will remain in force until the end of the benefit payment period . > When the benefit is cancelled by the policy owner .
17. Exclusions – When AIA won’t pay a benefit AIA will not pay a benefit where any of the following directly or indirectly cause or contribute to the total disability or partial disability : > The life assured deliberately injures himself or herself or attempts to do so. > The life assured engages in or is part of any conduct that is criminal. > Pregnancy of, or childbirth by, the life assured , unless the disability lasts for more than 90 days after the end of pregnancy, in which case the waiting period will start from the 91 st day. > The life assured does not comply with the treatment recommended by the attending treatment providers. If the life assured is imprisoned or sentenced to home detention for any reason, no monthly benefit will be payable during the term of imprisonment or home detention.
1160 ALB-BI version 3 Effective 23 July 2021
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