Cancer – blood disorders
Severity Level
Conditions
Advanced lymphoma classified as Stage IV based on Ann-Arbor classification
1
Hodgkin’s Lymphoma classified as Stage III based on Ann-Arbor classification
2
Non-Hodgkin’s Lymphoma classified as Stage III based on Ann-Arbor classification
Hodgkin’s Lymphoma classified as Stage II based on Ann-Arbor classification
3
Non-Hodgkin’s Lymphoma classified as Stage II based on Ann-Arbor classification
Hodgkin’s Lymphoma classified as Stage I based on Ann-Arbor classification
4
Non-Hodgkin’s Lymphoma classified as Stage I based on Ann-Arbor classification
Cancer – leukaemias
Severity Level
Conditions
Acute myeloid leukaemia
1
Acute lymphoblastic leukaemia
Advanced chronic lymphocytic leukaemia classified as RAI Stage IV
Advanced chronic lymphocytic leukaemia classified as RAI Stage III
2
Chronic myeloid leukaemia requiring bone marrow transplant
Acute lymphoblastic leukaemia
Chronic lymphocytic leukaemia classified as RAI Stage II
3
Chronic myeloid leukaemia not requiring bone marrow transplant
4
Chronic lymphocytic leukaemia classified as RAI Stage 0 or I
Cancer – brain tumours
Key term
Permanent neurological deficit with persisting clinical symptoms means symptoms of dysfunction in the nervous system that are present on clinical examination and expected to last throughout the life assured ’s life.
Symptoms that are covered include:
numbness
difficulty in walking
hyperaesthesia (increased sensitivity)
lack of coordination
paralysis
tremor
localised weakness
seizures
dysarthria (difficulty with speech)
lethargy
aphasia (inability to speak)
dementia
dysphagia (difficulty in swallowing)
delirium
visual impairment
coma.
However, the following are not covered:
An abnormality seen on brain or other scans without definite related clinical symptoms.
Neurological signs occurring without symptomatic abnormality e.g. brisk reflexes without other symptoms.
Symptoms of psychological or psychiatric origin.
1156 ALB-PC version 7 Effective 12 May 2026
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