Built-in Children’s Trauma Benefit (Section 4)
Optional Children’s and Maternity Benefit (Section 14)
90 day stand down period
Full Payment
Partial payment
Cancer
Carcinoma-in-situ
✓
✓
✓
✓
-
Carcinoma-in-situ radical surgery Malignant tumours and blood cancers
✓
✓
✓
✓
-
✓
✓
✓
✓
-
Prostate Cancer
✓
✓
✓
✓
-
Heart
Angioplasty – less than 3 vessels Angioplasty – 3 vessels or more
✓
✓
✓
✓
-
✓
✓
✓
✓
-
Aortic surgery
✓
✓
✓
✓
-
Cardiac Defibrillator Insertion
✓
✓
-
-
-
Cardiomyopathy
✓
✓
✓
-
-
Coronary artery bypass surgery
✓
✓
✓
✓
-
Heart attack
✓
✓
✓
✓
-
✓
✓
Heart valve surgery
✓
✓
✓
(partial payment unavailable)
(partial payment unavailable)
Out-of-hospital cardiac arrest
✓
✓
✓
-
-
Pacemaker insertion
✓
✓
-
-
-
Pulmonary hypertension
✓
✓
✓
-
-
Major neurological disease
Alzheimer’s disease
✓
✓
✓
-
-
✓
✓
Benign brain or spinal cord tumour
✓
✓
-
(partial payment unavailable)
(partial payment unavailable)
Cerebral Aneurysm
✓
✓
-
-
-
Coma
✓
✓
✓
-
-
Creutzfeldt-Jakob disease
✓
✓
✓
-
-
✓
✓
Dementia
✓
✓
(partial payment unavailable)
(partial payment unavailable)
-
✓
✓
Encephalitis
✓
✓
-
(partial payment unavailable)
(partial payment unavailable)
1155 ALB-CC version 8 Effective 12 May 2026
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