AIA Living Trauma Insurance

Critical Conditions Our most comprehensive trauma cover, designed to support you through a wide range of serious medical events. It provides full or partial lump sum payments, helping you manage costs like treatment, recovery or everyday expenses so you can focus on recovery.

Eligible ages

Three months - 70 years old

Maximum cover amount

Age three months – 15 years: $250,000, Age 16+ : $2,000,000

What conditions are covered? The below table provides a high-level overview of conditions covered.

*Certain conditions have a stand down period. There is no cover under the policy if you suffer any of these conditions (or signs or symptoms which lead to these conditions) within the first 90 days of the receipt of application by AIA. For details of each condition please refer to the policy wording or speak to your Adviser.

Medical condition

Full Payment Partial Payment

Advanced AIDS Advanced diabetes* Alzheimer’s disease Angioplasty – 3 vessels or more*

Major transplant surgery Malignant tumours and blood cancers* Meningitis Motor neurone disease Multiple sclerosis* Muscular dystrophy Optional Total Permanent Disablement condition Out-of-hospital cardiac arrest Pacemaker Insertion* Paraplegia

Angioplasty – less than 3 vessels*

Aortic surgery* Aplastic anaemia

Benign brain or spinal cord tumour Cardiac Defibrillator Insertion* Carcinoma-in-situ* Carcinoma-in-situ radical surgery* Cardiomyopathy Cerebral Aneurysm* Chronic liver failure* Chronic lung disease* Chronic renal failure Cognitive Impairment Coma Coronary artery bypass surgery* Creutzfeldt-Jakob disease Dementia Diplegia Encephalitis Heart attack* Heart valve surgery* Hemiplegia Idiopathic Parkinson’s disease Intensive care benefit Loss of independent existence Major head trauma

Peripheral neuropathy Permanent blindness*

Permanent loss of hearing Permanent loss of speech Permanent loss of use of limbs

Pneumonectomy Prostate cancer*

Pulmonary hypertension Quadriplegia/Tetraplegia Severe burns

Severe Crohn's disease* Severe illness or injury* Severe osteoporosis* Severe rheumatoid arthritis* Severe ulcerative colitis* Stroke* Systemic Lupus - Erythematosus

with lupus nephritis Systemic Sclerosis Terminal illness

Trauma Insurance