AIA Living Trauma Insurance

Medical conditions covered with AIA Living Critical Conditions With this option you’re covered for a range of defined medical conditions.

*Certain conditions have a stand down period. There is no cover under the policy if you suffer any of these conditions (or signs or symptoms which lead to these conditions) within the first three months of the receipt of application by AIA. For details of each condition please refer to the policy wording or speak to your Adviser.

3 month stand down period*

Full payment

Partial payment

Full payment

Partial payment

Advanced AIDS

Major transplant surgery Malignant tumours and blood cancers

Advanced diabetes Alzheimer’s disease

Meningitis

Angioplasty – 3 vessels or more Angioplasty – less than 3 vessels

Motor neurone disease

Multiple sclerosis

Muscular dystrophy

Aortic surgery

Optional Total Permanent Disablement condition Out-of-hospital cardiac arrest

Aplastic anaemia

Benign brain or spinal cord tumour

Cardiac Defibrillator Insertion Carcinoma-in-situ

Pacemaker Insertion Paraplegia

Peripheral neuropathy

Carcinoma-in-situ radical surgery

Permanent blindness Permanent loss of hearing Permanent loss of speech Permanent loss of use of limbs

Cardiomyopathy

Cerebral Aneurysm Chronic liver failure Chronic lung disease

Pneumonectomy

Chronic renal failure

Prostate cancer

Cognitive Impairment

Pulmonary hypertension

Coma

Quadriplegia/Tetraplegia

Coronary artery bypass surgery Creutzfeldt-Jakob disease

Severe burns

Severe Crohn's disease

Severe illness or injury

Dementia

Severe osteoporosis

Diplegia

Severe rheumatoid arthritis

Encephalitis

Severe ulcerative colitis

Heart attack Heart valve surgery Hemiplegia Idiopathic Parkinson’s disease Intensive care benefit Loss of independent existence

Stroke

Systemic Lupus Erythematosus with lupus nephritis

Systemic Sclerosis

Terminal illness

Major head trauma

Trauma Insurance