Optional benefits
Critical Conditions Progressive Care
Severe Trauma
Early cancer upgrade Covers costs for a number of minor cancer conditions that are treatable and non-life threatening and at the early stages of a diagnosis. One claim of a maximum of $75,000 or 25% of the sum assured across all AIA policies. Critical Conditions / Severe Trauma buy-back Reinstate your level of cover under your original AIA Living Critical Conditions / Severe Trauma policy, without having to provide further medical information. Life cover buy-back Reinstate your level of cover under your original AIA Living Life Cover policy following an accelerated Critical Conditions / accelerated Severe Trauma claim, without having to provide further medical information. Total permanent disablement condition Include an additional claimable condition that provides cover if you were to become permanently disabled and are unable to work as a result of accident or illness. This applies to own occupation cover only. Children’s and maternity Provides limited cover for three defined serious pregnancy complications, eight children’s congenital conditions and other eligible conditions. One claim per child to maximum of $75,000 or 50% of the sum assured across all AIA policies for a life assured.
Additional optional add-ons
Specialist and Testing Support Covers the cost of private specialist consultations up to $10,000 annually and medical diagnostic tests and procedures up to $100,000 annually. Specified Accidental Injury Cover Short term financial support, helping you continue daily life while recovering from an accident. Waiver of premium Remove the burden of paying premiums when you are unable to work due to total disability.
This is a summary only. For all terms, conditions, limits and exclusions, please refer to the relevant policy wordings which can be found on aia.co.nz or speak to your Adviser.
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