What is included with AIA personal life insurance options:
Life Cover
Cover for Life
Family Protection
Accidental Death
Eligible age in years (inclusive)
10 to 70
16 to 70
10 to 70
16 to 60
Cover amount
Unlimited
Unlimited
Unlimited
$500,000
Cover expiry
No Expiry
No Expiry
No Expiry
Age 65
Save up to 15% on your premiums when you buy multiple eligible insurance policies.
Save up to 15% on your premiums when you buy multiple eligible insurance policies.
Save up to 15% on your premiums when you buy multiple eligible insurance policies.
Qualifying product for MBD, however
Multi-Benefit Discount Start saving when you take out life insurance and at least one other eligible insurance product. T&Cs apply.
15% discount does not apply
Can be added for $11.50 per month (16+)
Can be added for $11.50 per month (16+)
Can be added for $11.50 per month (16+)
Can be added for $11.50 per month (16+)
Eligibility
Receive a 10% discount in your first year, then you’re in control of the discount you receive.
Receive a 10% discount in your first year, then you’re in control of the discount you receive.
Receive a 10% discount in your first year, then you’re in control of the discount you receive.
AIA Vitality Premium Discount Premium Flex rewards you with a discount on your insurance. The more engaged you are, the higher the discount. Conditions apply. Built-in Benefits Bereavement support Provides an early payment to help with immediate like funeral costs. Conditions apply. Terminal Illness P rovides an early payment if you are diagnosed with a terminal illness with a life expectancy of less than 12 months. Specified Terminal Illness Conditions If you suffer one of the specified terminal conditions, you can choose to have the lesser of 30% of your sum assured or up to $250,000 paid in advance. Financial and Legal Advice Financial support up to $2,500 to receive financial and legal advice from an AIA approved financial adviser or legal professional. Parents Grieving If your child passes away, we will pay you $2,000 for a child aged under 10 years and $15,000 for a child between 10 and 20 years of age. Repatriation Provides an early advance payment of up to $20,000 to assist with the costs associated with returning your body back to New Zealand or your home country (the country you were born in, or were a permanent resident of). Conditions apply. Special Events Increase Facility Enables you to increase the sum assured under your cover, without further medical underwriting following a significant event in your life which results in increasing financial responsibilities.
Up to $25,000 Up to $25,000
Up to $25,000
Life Insurance
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