Health insurance common treatment costs The image below shows some common treatments our customers have needed and their average costs.
Private Health
Cancer Care
Additional diagnosis and treatment costs you and your family could experience:
Grommets $4,000 - $7,000 Strabismus $6,000 - $7,500 (Correction of eye muscle movement) Adenotonsillectomy $5,500 - $9,000 (Removal of tonsils and adenoids) Sinus surgery $9,000 - $33,500
Diagnostics (per test)
Ultrasound $350 - $850
CT Scan $700 - $2,000
Heart valve replacement $80,000 - $100,000
MRI Scan $1,700 - $2,800
P.E.T Scan $3,000 - $3,500 Cancer treatments (per policy year)
Mastectomy (Unilateral) $25,000 - $50,000 Mastectomy with breast reconstruction $50,000 - $100,000
Chemotherapy $15,000 - $400,000 • Pharmac funded drugs $1,000 - $7,000 per month • Non Pharmac funded drugs $8,000 - $60,000 per month
Hernia repair $8,500 - $20,000 Removal of skin lesion $500 - $15,000
Radiotherapy $30,000 - $70,000 Lung cancer $50,000 - $300,000 Metastatic melanoma $100,000 - $380,000
Spinal surgery $30,000 - $250,000 Hip replacement $25,000 - $40,000
Bowel resection $50,000 - $80,000
Robotic prostatectomy $32,000 - $35,000 Endometriosis surgery $20,000 - $50,000
Source: AIA Health Claims Data, 30 April 2025
What is a health insurance excess and how does it work? When it comes to money, it’s always good to know you’re in control. Everyone’s situation is different, so we have options to help keep your cover affordable. When you take out AIA Private Health insurance, you are required to choose your excess. The excess is the amount you need to pay before you make a claim and can be a way of managing cost. Based on the excess level chosen, you will receive the level of discount displayed in the table below. Excess option Applicable discount*
Nil
0%
$250 $500 $750
15% 24% 30% 40% 55% 70% 77%
Private Health
$1,000 $2,000 $4,000 $10,000
Nil
0%
Private Health Plus
$250
15%
Nil
0%
Cancer Care
*The excess and discounts are as at 17 April 2025 and are subject to change.
AIA HEALTH Health Insurance
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