Private Health Covers a range of medical conditions
Cancer Care Covers cancer-related treatments only
Voluntary treatment overseas (other than Australia) covering costs for the approved treatment, procedure, consultation, test, diagnostic imaging, support, or care recommended by a New Zealand specialist. Treatment overseas where the waiting period in New Zealand is greater than six months. Covers costs for a medically necessary treatment or procedure unable to take place in New Zealand within six months. Treatment overseas not available in New Zealand. Covers costs for a medically necessary treatment or procedure recommended by an approved specialist.
85% of the reasonable charges payable in New Zealand
85% of the reasonable charges payable in New Zealand
100% of the reasonable charges payable in New Zealand
100% of the reasonable charges payable in New Zealand
$30,000 per policy year
$30,000 per policy year
Loyalty benefits
Bilateral breast reduction allowance.
$7,500 per lifetime across both benefits (after three years)
Bariatric surgery allowance.
$5,000 per lifetime (after one year)
Sterilisation.
$300 (after three years) or $450 for AIA Vitality members (after two years)
Cancer health screening allowance.
Support benefits
Mental health support.
$2,500 per policy year
$2,500 per policy year
Parent accommodation.
Up to $3,000 per policy year across both benefits. (Daily limits may apply)
Up to $3,000 per policy year. (Daily limits may apply)
Treatment away from home in New Zealand.
Obstetric care allowance.
$2,000 per policy year
Parents grieving.
$2,000 per child
Waiver of premium on death.
Two years free cover (policy) Two years free cover (policy)
Optional upgrade – Private Health Plus
Additional diagnostic imaging and tests which are not related to treatment or surgery, as long as referred by a medical practitioner or specialist. Additional specialist consultations (including second opinions) with a specialist referred by a registered medical practitioner. Reproductive health Pregnancy, maternity and infertility allowance including infertility diagnosis. Health screening Health screening allowance including bone, bowel, breast, cervical, heart, prostate, skin and aortic aneurysm screening, and hearing and eye tests.
$100,000 per policy year
$10,000 per policy year
$1,500 per policy year (after two years)
$500 (after three years) or $750 for AIA Vitality members (after two years)
This is a summary only. For all terms, conditions, limits and exclusions, please read the policy wording.
Powered by FlippingBook