What’s included in AIA Health Insurance:
Private Health Covers a range of medical conditions
Cancer Care Covers cancer-related treatments only
Can be added for $11.50 per month (16+)
Can be added for $11.50 per month (16+)
Eligibility
Receive a 10% discount in your first year, then you’re in control of the discount you receive.
Receive a 10% discount in your first year, then you’re in control of the discount you receive.
AIA Vitality Premium Discount Premium Flex rewards you with a discount on your insurance. The more engaged you are, the higher the discount. Conditions apply
Surgery benefits
Inpatient treatment costs including surgeon, anaesthetist, radiologist, and hospital fees. Access to pre and post-surgery support services like consultations, physiotherapy and prescription drugs.
Unlimited
Unlimited
Minor surgical procedures performed by a GP.
Up to $3,000 per policy year
Up to $3,000 per policy year
Surgical costs for specified congenital conditions.
$2,000 per lifetime
Cancer Cover benefits
Treatments and procedures, including the cost of Pharmac and non-Pharmac subsidised Medsafe indicated cancer chemotherapy drugs.
Consultations, tests and diagnostic imaging.
Breast reconstruction following mastectomy.
$500,000 per policy year
$500,000 per policy year
Breast symmetry following mastectomy.
Prophylactic surgery following cancer for prophylactic mastectomy and/or oophorectomy only, and where criteria has been met.
Prostate brachytherapy.
No specific benefit but may be covered by other benefits of the policy
Cancer diagnostics.
$5,000 per policy year
Post-cancer treatment care and support.
$1,000 per policy year
$1,000 per policy year
Public hospital cancer treatment cash benefit.
$5,000 per lifetime
$5,000 per lifetime
Palliative and respite care.
$1,500 per lifetime
$1,500 per lifetime
Medical hospitalisation and testing
Hospitalisation costs for treatment of a condition which doesn’t require surgery such as hospital accommodation costs, specialist fees, and other ancillary hospital charges.
No specific benefit but may be covered by other benefits of the policy No specific benefit but may be covered by other benefits of the policy
$500,000 per policy year
Major diagnostic imaging and tests costs including Angiogram, Colonoscopy, CT scans, Laparoscopy, Hysteroscopy and MRI scans.
$200,000 per policy year
$300 per day, Up to $3,000 per policy year
$300 per day, Up to $3,000 per policy year
Public hospital cash grant.
Overseas treatment
Voluntary treatment in Australia covering costs for the approved treatment, procedure, consultation, test, diagnostic imaging, support, or care at an approved health facility.
100% of the reasonable charges payable in New Zealand
100% of the reasonable charges payable in New Zealand
AIA HEALTH Health Insurance
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