AIA Health Insurance

What’s included in AIA Health Insurance:

Private Health Covers a range of medical conditions

Cancer Care Covers cancer-related treatments only

Can be added for $11.50 per month (16+)

Can be added for $11.50 per month (16+)

Eligibility

Receive a 10% discount in your first year, then you’re in control of the discount you receive.

Receive a 10% discount in your first year, then you’re in control of the discount you receive.

AIA Vitality Premium Discount Premium Flex rewards you with a discount on your insurance. The more engaged you are, the higher the discount. Conditions apply

Surgery benefits

Inpatient treatment costs including surgeon, anaesthetist, radiologist, and hospital fees. Access to pre and post-surgery support services like consultations, physiotherapy and prescription drugs.

Unlimited

Unlimited

Minor surgical procedures performed by a GP.

Up to $3,000 per policy year

Up to $3,000 per policy year

Surgical costs for specified congenital conditions.

$2,000 per lifetime

Cancer Cover benefits

Treatments and procedures, including the cost of Pharmac and non-Pharmac subsidised Medsafe indicated cancer chemotherapy drugs.

Consultations, tests and diagnostic imaging.

Breast reconstruction following mastectomy.

$500,000 per policy year

$500,000 per policy year

Breast symmetry following mastectomy.

Prophylactic surgery following cancer for prophylactic mastectomy and/or oophorectomy only, and where criteria has been met.

Prostate brachytherapy.

No specific benefit but may be covered by other benefits of the policy

Cancer diagnostics.

$5,000 per policy year

Post-cancer treatment care and support.

$1,000 per policy year

$1,000 per policy year

Public hospital cancer treatment cash benefit.

$5,000 per lifetime

$5,000 per lifetime

Palliative and respite care.

$1,500 per lifetime

$1,500 per lifetime

Medical hospitalisation and testing

Hospitalisation costs for treatment of a condition which doesn’t require surgery such as hospital accommodation costs, specialist fees, and other ancillary hospital charges.

No specific benefit but may be covered by other benefits of the policy No specific benefit but may be covered by other benefits of the policy

$500,000 per policy year

Major diagnostic imaging and tests costs including Angiogram, Colonoscopy, CT scans, Laparoscopy, Hysteroscopy and MRI scans.

$200,000 per policy year

$300 per day, Up to $3,000 per policy year

$300 per day, Up to $3,000 per policy year

Public hospital cash grant.

Overseas treatment

Voluntary treatment in Australia covering costs for the approved treatment, procedure, consultation, test, diagnostic imaging, support, or care at an approved health facility.

100% of the reasonable charges payable in New Zealand

100% of the reasonable charges payable in New Zealand

AIA HEALTH Health Insurance

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