Look after what you’ve built
Succeeding in any enterprise can be challenging enough, without having to worry about the unexpected consequences of illness or injury. We can help you plan now for a secure future. Most New Zealand businesses appreciate the need to manage the risks they face every day. If you’re in business, chances are you insure your physical assets such as plant equipment, vehicles, stock or buildings, but it’s your human assets that provide the initiative, drive and expertise to make your business successful and profitable. Should something happen to one of these key people including yourself, the right insurance can help you make the next step that’s right for you and your business. The financial support could keep your business operating, allow you to cover debts, or help you wind up and sell.
Something to think about:
Who are your key people? What is their value to the business in terms of revenue and costs? Could you quickly replace the revenue they generate? Would your business remain solvent?
Could the remaining staff take on the extra workload?
We’re here to help If you’re business is new and been operating for under three years, you can be covered with our Start-Up Income Protection . Once you’ve been operating for over three years, you can move onto our more comprehensive Business Continuity insurance. Sometimes it makes sense to take out further insurances to fully cover yourself or key people for a wider range of situations. We have a suite of insurances across life, trauma and total permanent disablement that can be taken out for business or personal purposes depending on your needs.
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